Processing transparency, built for your business
Most business owners don’t realize how much they’re actually paying in credit card fees until it’s too late. RateIQ shows your true effective rate and alerts you when something changes — automatically.
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Core Features
Smarter Statement Analysis
Upload your merchant statement or connect your inbox for automatic detection. RateIQ breaks down every fee and exposes the real cost behind your credit card processing in seconds.
Monthly Effective Rate Tracking
Instantly track your effective rate and understand what you're really paying. Track your true effective rate, catch hidden fees, rate increases and take control of your credit card processing.
Real-Time Alerts & Notifications
Stay informed with real-time alerts that protect your bottom line.
Smarter Statement Analysis
Upload your merchant statement or connect your inbox for automatic detection. RateIQ breaks down every fee and exposes the real cost behind your credit card processing in seconds.
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Monthly Effective Rate Tracking
Instantly track your effective rate and understand what you're really paying. Track your true effective rate, catch hidden fees, rate increases and take control of your credit card processing.
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Real-Time Alerts & Notifications
Stay informed with real-time alerts that protect your bottom line.
Simple, Secure, and
Set Up in Minutes
Your Privacy and Security Are Top Priority

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Bank-level encryption and secure read-only access
We never touch your funds or sell your data
Disconnect any time,
no questions asked
No cold calls or
unwanted pitches
You’re in full control
of your information
What Others are Saying
Ready to Know What You’re Really Paying?
Join hundreds of business owners getting smarter about their merchant fees.